Explore the top benefits of using a travel card, including rewards, travel insurance, no foreign transaction fees, and more. Learn how travel cards enhance your journeys.
Which Item Is a Benefit of Using the Travel Card?
Travel cards offer a variety of perks that can make your travel experiences more enjoyable and cost-effective. One key benefit of using a travel card is earning rewards points or miles on travel-related purchases, which can be redeemed for flights, hotels, and other travel expenses. These cards are designed to cater specifically to frequent travelers, providing a range of exclusive benefits.
Top Benefits of Using a Travel Card
- Earning Travel Rewards
Travel cards allow users to earn points or miles for every dollar spent, especially on travel-related purchases. For example, some cards offer up to 3x points on flights and hotel bookings. - No Foreign Transaction Fees
When traveling abroad, foreign transaction fees can add up quickly. Most travel cards waive these fees, saving you money on international purchases. - Travel Insurance
Many travel cards include trip cancellation/interruption insurance, lost luggage reimbursement, and even emergency medical coverage, providing peace of mind while you travel. - Airport Lounge Access
Premium travel cards often provide complimentary access to airport lounges, offering a quiet and comfortable space to relax before your flight. - Global Entry or TSA PreCheck Credits
Some travel cards reimburse the application fees for programs like Global Entry or TSA PreCheck, which help expedite airport security and customs processes.
Additional Perks
- Priority Boarding and Free Checked Bags
Certain cards tied to airlines offer benefits like priority boarding and free checked bags, saving you time and money. - Enhanced Rewards for Travel Purchases
Travel cards typically reward higher points or miles for purchases on travel-related expenses such as car rentals, cruises, and vacation packages. - Exclusive Deals and Discounts
Cardholders may receive access to exclusive travel deals, dining discounts, or special offers for experiences and entertainment.
FAQ
- What are the primary benefits of using a travel card?
Travel cards offer rewards on travel purchases, no foreign transaction fees, travel insurance, and perks like lounge access. - How do travel rewards work?
Travel rewards are points or miles earned through purchases that can be redeemed for travel expenses, such as flights or hotel stays. - Can I use a travel card for non-travel purchases?
Yes, travel cards can be used for everyday spending, but travel-related purchases often earn higher rewards. - Do all travel cards waive foreign transaction fees?
Most travel cards waive foreign transaction fees, but it’s essential to check the card’s terms before applying. - Is a travel card worth it for infrequent travelers?
Travel cards are most beneficial for frequent travelers. However, some no-annual-fee options may still provide value for occasional travelers.
Travel cards are an excellent tool for frequent travelers, offering significant savings, enhanced convenience, and exclusive perks. By understanding which items are a benefit of using the travel card, you can maximize its value and make the most of your journeys.
